I don’t know about you, but I have trust issues with robots. AI can write emails, suggest Netflix shows, and maybe even pretend to be creative—but should it be handling my money?
Well, I let it.
For six months, I handed over my investment decisions to an AI chatbot, just to see if it could make me rich while I did absolutely nothing. Spoiler: It didn’t.
But watching AI try to navigate the stock market like a clueless intern was wildly entertaining.
Here’s how it all played out.
Step 1: Giving AI Full Control Over My Money (A Brilliantly Terrible Idea)
I started with a simple but dangerous question:
🗣️ “If you had $1,000 to invest, where would you put it?”
AI didn’t even hesitate. Within seconds, it gave me a full-blown stock portfolio, as if it had been waiting for someone foolish enough to ask.
AI’s “Expert” Picks:
- A tech stock (obviously)
- An AI startup that sounded vaguely made up (definitely risky)
- An energy company that “looked strong” (whatever that means)
- A boring-but-safe healthcare stock
- A “dividend stock” for stability
- A broad-market ETF (because even AI plays it safe sometimes)
I took my real money and invested in every single stock it picked. No research. No second-guessing. Just blind faith in the machine.
I immediately regretted everything.
Step 2: AI vs. My “Genius” Human Instincts
To make this a true experiment, I built my own portfolio with the same budget, but based on gut instinct and poor decision-making.
My Hand-Picked Stocks:
- One stock I’d been “meaning to buy” for years but always chickened out on.
- One “undervalued” company I read about on Twitter at 2 AM.
- A speculative stock I knew was dumb but bought anyway.
- A “safe” dividend stock, because I wanted to feel responsible.
- Bitcoin, because… why not?
So now it was officially:
🤖 AI vs. My Questionable Investing Skills
I set my watchlist, grabbed some coffee, and mentally prepared for six months of stress-scrolling stock charts.
Step 3: Watching AI and My Money Crash & Burn
🚀 Week 1: AI was destroying me. Every single AI-picked stock was up. My stocks? Down. Every. Single. One. I was questioning every financial decision I had ever made.
📉 Week 3: AI was still ahead, but barely. One of its stocks randomly tanked overnight due to bad earnings. Meanwhile, one of my random 2 AM Twitter picks was mooning.
😬 Month 2: AI started self-sabotaging. One of its so-called “strong growth” stocks was not growing at all. Meanwhile, Bitcoin was doing Bitcoin things—skyrocketing, then crashing 10 minutes later.
💀 Month 3: AI’s portfolio was down 10% overall. Mine? Down 5%. So technically, I was winning. If you consider losing slightly less a win.
By month six, the final results were official:
- AI’s portfolio: Down 8%.
- My portfolio: Down 4%.
So, technically… I beat artificial intelligence.
But also… we both lost money.
Final Verdict—Can AI Actually Pick Good Stocks?
✔ AI isn’t magic. It spits out patterns from past data, which isn’t always useful when the market behaves like a chaotic toddler.
✔ AI can’t predict hype, social media, or Elon Musk tweets. If a billionaire posts a meme at midnight, AI has no idea what to do with that information.
✔ AI is decent at picking stable, long-term stocks. But if you’re looking for big short-term gains, you might as well flip a coin.
✔ I also don’t know what I’m doing, but at least I was less reckless than an algorithm.
Should You Trust AI With Your Investments?
🤔 If you’re lazy: AI is great for finding ideas quickly.
🤔 If you like control: AI doesn’t have common sense.
🤔 If you want a set-it-and-forget-it approach: Just buy an ETF and go outside.
🤔 If you love chaos: Let AI gamble with some of your money. Just don’t let it bet the rent.
Would I do this again? Absolutely. Would I let AI control my life savings? Absolutely not.
Would YOU Let AI Pick Your Stocks?
This experiment was equal parts dumb and fascinating.
AI tried its best. I tried my best. We both still lost money.
So tell me—would you ever let AI handle your investments? Or do you still trust your gut over some cold, calculating machine?
Drop your thoughts in the comments. Or just yell at me for even trying this.