A decade ago, investing in debt was boring. You either bought government bonds for a painfully slow return or threw money into corporate debt and hoped some CEO didn’t blow it on a doomed expansion. Now? Private credit has taken over. It’s a $2 trillion market and growing fast. Hedge funds, big-time investors, and everyday […]
Category: Credit & Finance
The Dumbest Things People Have Gone Into Debt For (And How to Avoid Doing the Same Thing)
So, here’s the thing about debt. It sneaks up on you. One minute, you’re just thinking about buying something. Next thing you know, you’re signing up for a credit card with a “limited-time 0% APR” and convincing yourself you’ll pay it off in, what, three months? Six? (Spoiler: it never takes six. It takes forever.) […]
Credit Card Perks Nobody Uses, But Should
I used to think credit cards were just there to make me spend money I didn’t have. Then one day, I realized they could actually be a cheat code for life. Not in the “get rich quick” kind of way, but in the wait, that was free? way. Most people don’t even scratch the surface […]
Buy Now, Pay Later: A Financial Hack or a Debt Trap?
The Shoes Were Calling My Name… It started innocently. A late-night online shopping spree. A pair of sneakers I definitely didn’t need but absolutely had to have. I hovered over the checkout button, prepared to say goodbye to $150 in one painful hit—when suddenly, a new option appeared: “Pay in 4 easy installments of $37.50 […]